The information in this White Paper is subject to change or updates without notice. Qoin Association Limited “Qoin Association” or BPS Financial Limited “BPS” does not make any representation or warranty (whether express or implied) in relation to the reliability, accuracy or completeness of any of the information provided in this White Paper. This White Paper does not constitute an offer or solicitation to sell securities, shares, derivatives or an interest in a managed investment scheme and is for information purposes only. You should rely on your own investigations and assessment as to the contents of this White Paper.

The purchase of Qoin does not grant the buyer a share of any profits earned by Qoin Association or BPS or any decision-making powers in relation to the operation of Qoin. Nothing contained in this White Paper should be construed as investment, trading, business, legal, tax or financial advice. You should consult the relevant professional regarding the purchase of Qoin. You should be aware of the possibility that you may have to bear the financial risk of any purchase of Qoin for an indefinite period. Qoin Association or BPS does not provide any guarantee that Qoin will have any present or future value or will change in value after the date of issue.

This White Paper contains statements, forecasts and financial information which constitute progressive information. Such statements or information contain unknown risks and uncertainties which may initiate actual events or results which may materially deviate from the forecasts, statements or the results implied or expressed in such progressive statements. It would be prudent for prospective purchasers of Qoin to carefully consider all risks associated with Qoin prior to purchasing Qoin.

Exclusion of Liabilities

Qoin Association or BPS disclaims all liability for the contents of this White Paper to the maximum extent permitted by law.

Qoin Association and BPS, its officers, employees, advisors, consultants and agents accept no liability to purchasers of Qoin or any recipient of this White Paper or any other person, including without limitation, any liability arising from fault or negligence (including gross negligence) for any loss arising from this White Paper, or its contents, omissions or otherwise arising in connection with it.

To the maximum extent permitted by the applicable law, Qoin Association or BPS will not be liable for any indirect, special, incidental, consequential, or other losses of any kind, in tort, in contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising out of or in connection with the purchase of Qoin, or reliance on this White Paper, or any part thereof by any person.