*Access to benefit is for a period of 12 months only. 

^Subject to Force Majeure, including pandemics: BPS Financial Limited shall not be liable for any delay in delivery or non-delivery, in whole or in part, caused by the occurrence of any force majeure beyond their control such as, but not limited to, public health pandemic, civil disobedience, war, riots, rebellions, explosions, flood, storm, acts of God and similar occurrences.  

General Terms & Conditions:

1. Q Club benefits are accessible to Qoin merchants only. 2. Q Club benefits may change at any time without notice. 3. BPS Financial Limited reserves the right to remove any Q Club participant from the Q Club program for any reason at any time including, but not limited to abuse of benefits, non-compliance with Qoin merchant registration terms & conditions, and inappropriate conduct not in line with the spirit of the Qoin community. 4. BPS Financial Limited reserves the right to withdraw the Q Club offer at any time. 5.  Not combinable with any other Qoin offer. 6. Strictly no changes, substitutions, transfers, reimbursements for any unused portion of the Q Club benefits package. 7. The onus is upon the Q Club merchant to claim and/or redeem the benefits attributable to their Q Club package status; BPS Financial limited is not responsible for any merchant not claiming the benefits of their package within the stated eligibility timeframes or time limits. 8. Q Club benefits packages are available for new Q Club branded package purchases only. 9. Buy and Sell Qoin: Qoin can be traded as a cryptocurrency on an exchange operated by Block Trade Exchange Limited (BTX) at the BTX daily buy or sell price. The price information of Qoin can be viewed on the BTX website. Daily ‘sell limits’ apply to transactions of Qoin on BTX.  These are based on the supply and demand of buyers and sellers. The limits may apply to the number of transactions, or the amount that may be transacted.  These limits may be varied or increased at any time, depending on market conditions. Please refer to the BTX website for these daily limits, Terms of Use, and further information prior to trading in Qoin. For more information about the price of Qoin when trading on BTX and the value of Qoin when using it to purchase goods and services please refer to the BTX Fact Sheet.